Timber Bridge, Insurance http://lgam.wikidot.com/forum/t-277195/timber-bridge-insurance Posts in the discussion thread "Timber Bridge, Insurance" - Any experience or thoughts on insuring timber bridges ? Tue, 09 Jun 2026 21:51:13 +0000 http://lgam.wikidot.com/forum/t-277195#post-904009 Timber Bridge, Insurance http://lgam.wikidot.com/forum/t-277195/timber-bridge-insurance#post-904009 Fri, 22 Oct 2010 02:07:52 +0000 Ashish Shah 362721 A small fire (and related damage) at one of our timber bridge make us close the bridge (it was 2 tonne due to its very poor condition anyways) opened up this discussions again.

I would appreciate, if any one has gone pass insurance aspects for the Timber bridges?

Some of the points:
- The replacement cost (new one may not be timber bridge) and to upgrade it to new requirements etc make it difficult to come up with "insurable market value"
- Replacement may trigger realignment in rural area
- The excess might be high for incidental damage (such as we have for fire or even due to flood)
- Natural disaster funding (due to complete flood washout and bush fires)
- Damage due to heavy vehicle (e.g. overloaded etc) is covered under motor vehicle third party damage

Regards,
Ashish

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